Loan Calculator
See your numbers before you commit.
Estimate your monthly instalment, total repayment and interest in seconds. Adjust the amount and period until it feels right — then apply with confidence.
Understanding the Numbers
How to read your estimate
Monthly payment
The instalment you'd pay each month. As a rule of thumb, keep this comfortably below a third of your monthly income so life stays livable.
Total repayment
Everything you'll pay over the full term — principal plus interest. A longer period lowers the monthly amount but raises this total.
Total interest
The cost of borrowing. Shortening your term or refinancing an expensive loan are the two most effective ways to shrink it.
Want to reduce what you're already paying elsewhere? See Refinancing by Aspire.