Terms & Conditions

1. About these terms

These terms govern your use of the Aspire Lending website and online application services. By using the site you accept them. Individual loan facilities are governed by their own signed loan agreements, which prevail over these website terms.

2. Information, not an offer

Content on this website — including calculator estimates — is provided for information and does not constitute an offer of credit. Any credit facility is subject to application, assessment, and a written offer setting out its specific terms.

3. Calculator estimates

The loan calculator produces indicative estimates using the inputs you select. Actual rates, instalments and total costs are confirmed only in a written loan offer. Fees, insurance and statutory charges may apply.

4. Applications

Submitting an application is free and does not commit you to borrow, nor Aspire to lend. You confirm that information you submit is accurate and complete; inaccurate information may result in an application being declined or a facility being reviewed.

5. Acceptable use

You agree not to misuse the website, including by attempting unauthorised access, submitting fraudulent applications, scraping content at scale, or interfering with the site's operation.

6. Intellectual property

The content, design and branding of this website belong to Aspire Lending or its licensors and may not be reproduced without permission, except for personal, non-commercial reference.

7. Liability

While we work to keep information accurate and the site available, the website is provided "as is". To the extent permitted by law, Aspire is not liable for losses arising from reliance on website content (as distinct from signed loan agreements) or from interruptions to site availability.

8. Governing law

These terms are governed by the laws of Kenya, and the courts of Kenya have jurisdiction over any dispute concerning them.

9. Contact

Questions about these terms: info@aspirelenders.co.ke · 0791 200 500. Last updated: 5 September 2026.